《Hidden Forces》第35集，主持人Demetri Kofinas与Celsius创始人兼CEO Alex Mashinsky对话，探讨Celsius如何利用技术革新借贷，成为加密货币革命中的‘杀手级应用’。Mashinsky分享了他的创业历程和35项专利，深入解析Celsius网络的运作机制、风险管理、贷款发行、CEL代币激励以及收入模式。

🚀Celsius旨在通过技术创新，克服传统银行系统的局限，为用户提供21世纪的借贷服务。Mashinsky作为连续创业者，拥有超过35项与交易所、VOIP协议、消息通信相关的专利，其中包括1994年的Voice Over Internet Protocol基础专利。

💼Celsius的借贷钱包如何与机构客户执行短售、降低用户借款成本是其竞争优势。Demetri试图了解Celsius网络背后的运作原理，以及它是如何与竞争对手区别开来的。

🔒CEL代币如何激励网络服务于客户而非金融中间商，以及Celsius如何通过借贷、短售和质押产生收入。此外，还讨论了加密货币证券化市场可能带来的意外后果。

🌐在权益证明系统下，囤积实用代币的风险，以及Celsius等网络在以太坊从工作量证明转向权益证明后，是否会成为恶意行为者的攻击中心。

⏰Celsius新钱包的时间线，以及加密货币持有者何时能将其视为可靠的信贷和收益来源。

In Episode 35 of Hidden Forces, host Demetri Kofinas speaks with Alex Mashinsky. Alex is the founder, and CEO of Celsius, a next generation lending wallet that aims to be the ‘Killer App’ of the bitcoin and cryptocurrency revolution. Celsius attempts to overcome the limitations of a traditional banking system by leveraging technology and rethinking lending for the 21st century. A serial entrepreneur, Mashinsky is the founder of seven New York City-based startups with over three billion dollars worth of exits to his name. He is a serial inventor with over 35 patents, relating to exchanges, VOIP protocols, messaging & communication. Alex Mashinksy is also one of the inventors of Voice Over Internet Protocol with a foundational patent dating back to 1994.

In their conversation, Demetri attempts to understand the mechanics behind the Celsius Network, as well as how the company intends to manage risk, execute short sales on behalf of institutional clients, and lower borrowing costs for its users. Who are Celsius' main competitors, and how does its lending wallet differ from the competition? How are loans issued on the Celsius network? How does the CEL token work, and how does it incentivize the network to service its customers and not some financial middleman? What is the revenue model for this network? How does Celsius generate income from lending, short sales, and staking? What are some of the unintended consequences that could arise from a securitization market in cryptocurrencies? What are the risks associated with hoarding utility tokens in a proof-of-stake system? Could Celsius and other networks become central points of attack for malicious actors looking to destabilize the Ethereum once it moves from proof-of-work to proof-of-stake? Finally, what is the timeline for Celsius' new wallet and how soon will crypto holders be able to rely on it as a real source of credit and interest-bearing income?

Producer & Host: Demetri Kofinas

Editor & Engineer: Stylianos Nicolaou

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