根据WalletHub的排名，美国首次购房者的最佳和最差城市揭晓。研究基于22个关键指标，包括住房成本、天气、犯罪率和学校质量。佛罗里达州在最佳城市中占据主导地位，而加利福尼亚州则在最差城市中占据多数。由于住房市场放缓和经济不确定性，首次购房者面临挑战。数据显示，首次购房者的市场份额已降至历史新低。同时，首次购房者的平均年龄也在增加。

🏠 WalletHub对美国300个城市进行了评估，考察了包括可负担性、当地房地产市场和生活质量在内的22个指标，以确定首次购房者的最佳和最差城市。

☀️ 佛罗里达州在首次购房者的最佳城市中表现出色，在前10名中占据6席，而南方其他城市也占据了多数席位。

📉 首次购房者的市场份额和平均年龄均有所变化。首次购房者的市场份额从2023年的32%下降到2024年的24%，为1981年以来的最低水平。首次购房者的平均年龄从2023年的35岁增加到2024年的38岁。

🏘️ 榜单中，佛罗里达州的坦帕、奥兰多、以及亚利桑那州的吉尔伯特等地被评为对首次购房者来说条件最好的城市。而加州的奥克兰、旧金山、圣巴巴拉等城市则被列为最差城市。

WalletHub ranked 300 US cities to reveal the best and worst places for first-time homebuyers.Cities were scored on 22 factors, from housing costs and weather to crime rates and school quality.Most top cities for first-time buyers are in Florida, while most of the worst are in California.

Whether it's older generations holding onto large homes or the overall slowing of the housing market amid economic uncertainty, first-time homebuyers are facing an uphill battle when they enter the housing market.

Data from the National Association of Realtors (NAR) shows there are fewer first-time homebuyers than ever in the market. The market share of first-time homebuyers decreased from 32% in 2023 to 24% in 2024 — the lowest share since NAR began tracking in 1981.

It's also taking longer for Americans to secure their first home. The median age of a first-time homebuyer increased from 35 in 2023 to 38 in 2024.

Still, it's not impossible to buy for the first time, and some cities have better conditions than others.

The personal-finance website WalletHub analyzed 300 US cities of all sizes across 22 metrics, grouped into three key categories: affordability, the local real estate market, and quality of life. Factoring in elements like housing costs, weather, crime rates, and school quality, the cities were ranked based on how well they support first-time homebuyers.

"Buying a home for the first time is a very stressful and difficult process, especially when housing prices are through the roof and interest rates have risen sharply in the past few years," WalletHub Analyst Chip Lupo said. "The best cities for first-time home buyers not only are affordable both in terms of buying a house and living there afterward, but they also have a lot of housing choices as well as low crime rates and good schools."

According to WalletHub, six of the best 10 cities for first-time homebuyers are in Florida, while all but one are in the South. California garnered the most cities at the bottom of the list.

Here are the 10 best cities for first-time homebuyers and the 10 worst, according to WalletHub.