文章基于Realtor.com和SmartAsset的数据分析，揭示了美国单身人士最适合购房的十个州。研究综合了房价、抵押贷款月供以及舒适生活所需的最低收入等因素，为单身购房者提供了实用的参考。这些州主要集中在南部地区，但德克萨斯州因经济发展带来的生活成本上升而未上榜。文章还提供了各州的具体房价、月供和舒适生活所需收入数据，帮助读者更好地了解购房机会。

🏡 研究基于Realtor.com的房价数据和SmartAsset的最低收入需求数据，旨在为单身购房者提供购房参考。

💰 榜单考虑了房价中位数、月供（基于6.81%的30年期固定抵押贷款利率，不含税费和房屋保险）以及舒适生活所需的最低收入。

📍 上榜的十个州主要集中在美国南部，包括西弗吉尼亚州、阿肯色州、南达科他州等，这些州的房价相对较低，为单身购房者提供了更多机会。

🤔 德克萨斯州由于经济发展和人口涌入导致生活成本上升，尽管房价相对较低，但未上榜。这意味着单身人士在购房时需要综合考虑房价和生活成本。

📊 文章提供了每个州的具体数据，包括房价中位数、月供和舒适生活所需的最低收入，方便读者进行比较和决策。

Buying a home in 2025 can feel out of reach, especially if you're single.Realtor.com used SmartAsset data to find 10 states where solo buyers can best afford a home.Eight of the top 10 are in the South, but one Southern state surprisingly didn't make the cut.

From takeout to doctor visits, soaring costs mean single Americans need every advantage they can get.

That's especially true when it comes to buying a home. As of June, the US median listing price was $440,000, according to Realtor.com, a steep cost for many Americans who live from paycheck to paycheck or are severely cost-burdened, meaning they spend more than 30% of their income on housing.

Finding an affordable home as a single buyer can be tough, but data can help you understand where the opportunities might be.

To determine where single people can buy homes and still live comfortably, Realtor.com combined national income threshold data — the minimum income needed to cover basic expenses like housing, food, and savings without financial hardship — from an analysis of MIT living wage calculator data by financial technology company SmartAsset, with its housing data.

The research team found that the 10 most affordable states for singles have median listing prices below $440,000, with monthly mortgage payments, excluding the cost of tax and home insurance, under $2,000 — based on a 6.81% interest rate for a 30-year fixed mortgage.

These states are largely in the South, reinforcing the region's existing reputation as an affordable place to live. While familiar budget-friendly spots like Arkansas, Oklahoma, and Louisiana made the list, one Southern state was surprisingly absent: Texas.

Hannah Jones, senior economic research analyst at Realtor.com, told Business Insider that the state's influx of movers, drawn by relatively low home prices and better job opportunities, has been a Catch-22 for its real estate market and economy.

"The booming Texas economy has driven wages higher, but the cost of living has risen as well, making it more challenging to live comfortably on one income," she said.

Below are the 10 US states where it's most affordable for singles to buy a home.

For each city, Business Insider used median home price and mortgage data from Realtor.com. Income data is from SmartAsset.