Nick Maggiulli，金融教育者、博客“Of Dollars and Data”作者以及新书《Just Keep Buying: Proven Ways To Save Money And Build Your Wealth》的作者，在本次访谈中与我们分享了他的新书背后的实证研究成果和观点。我们讨论了从书名构思到财富创造的多种路径，以及如何在熊市中处理情绪等多个话题。

📚 Nick Maggiulli的新书《Just Keep Buying》基于扎实的实证研究，提供了省钱的可靠方法和财富积累的策略。书中不仅探讨了储蓄-投资连续体的概念，还分析了购房是否为好的投资，以及债务的好坏等问题。

💼 Nick分享了他对于财富创造的看法，比较了2020年和2021年的投资环境，并强调了在熊市中处理情绪的重要性。他还提出了理想的资产配置建议，并讨论了分散投资的重要性。

🔍 在书中，Nick还提到了“大洗牌”现象，并反驳了股票挑选的论点。他还探讨了负收益债券的问题，以及一次性投入与定期定额投资（DCA）的比较。

📈 Nick还讨论了指数投资者与动量投资者的区别，以及作为成长股和价值股的生活。此外，他还推荐了几本影响他观念的书籍，包括本杰明·格雷厄姆的《证券分析》和《聪明的投资者》，以及罗伯特·西尔迪尼的《影响力》。

Nick Maggiulli is a financial educator, author of the blog “Of Dollars and Data”, and the newly released book “Just Keep Buying: Proven Ways To Save Money And Build Your Wealth.” In this episode, we talk with Nick about the robust empirical research that has gone behind the insights and ideas presented in his new book! You can follow Nick on Twitter at https://twitter.com/dollarsanddata and buy his book at https://ofdollarsanddata.com/justkeepbuying/ Show Notes:

Coming up with title of the book The save-invest continuum Is buying a house a good investment? Debt: Good or bad? On being shaped by our experiences One path the wealth creation? 2020 vs 2021 as an investment year Handling emotions during a bear market Importance of diversification The ideal asset allocation The Great Reshuffle The argument against stock picking Negative yield bonds Lump sum vs. DCA Index investors or momentum investors Life as a growth, and value stock

Books Mentioned:

Just Keep Buying; by Nick Magguilli Security Analysis; Benjamin Graham The Intelligent Investor; Benjamin Graham Influence; by Robert Cialdini