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I want to retire early, so I moved my family to Thailand to save money. Take a look inside our $1,200 family home in Bangkok.
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作者因不愿工作至传统退休年龄,并受已故岳父经历启发,决定提前退休。在考察后,他选择移居泰国,因其生活成本低、医疗可负担且签证流程相对简便。作者一家在曼谷找到了宽敞舒适的公寓,月租金及生活费远低于美国。新居交通便利,设施齐全,甚至为宠物猫提供了安全户外空间。作者将一间卧室改造成独立办公室,全家人在新环境中感到满意,并认为此次搬迁加速了其财务独立之路。

🔑 提前退休的动机:作者受其岳父过早因病离世的经历触动,认识到生命短暂,不愿将余生耗费在工作中,转而追求更自由的生活方式,并希望在50岁前实现退休目标。

🌏 移居泰国的考量:对比美国高昂的生活和医疗成本,泰国以其较低的生活开销、可负担的医疗服务、相对简便的签证流程和蓬勃发展的经济,成为作者实现财务独立和提升生活品质的理想选择。

🏡 曼谷新居体验:作者一家在曼谷租住了一套近3000平方英尺的公寓,月租仅1200美元,加上其他生活开销,每月总花费不到3000美元,远低于在美国的开销。公寓设施完善,交通便利,且为宠物猫提供了安全的活动空间,全家人对新居非常满意。

💼 工作与生活平衡:作者将一间卧室改造成了独立的办公室,为自己提供了一个安静的工作环境,同时让他能够更好地平衡工作与家庭生活,这在之前的美国生活中难以实现。

📈 财务独立加速:通过移居泰国,作者一家显著降低了生活成本,从而增加了储蓄,加速了他们实现财务独立的进程。他们认为这次搬迁是全家人的正确决定,带来了更高质量的生活和更优的财务状况。

I moved to Thailand to retire early.

It took me too many years of my life to realize I don't want to work until a typical retirement age. My ex-father-in-law was a catalyst for this realization.

I met Steve when I was 17 (I'm now 44), and he was one of the hardest-working men I knew. There were times when he held two or even three jobs to support his family, and he worked hard at everything he did.

What's sad is that he worked until the day he found out he had stage 4 pancreatic cancer; he died three weeks later at 61.

His death was part of the reason I decided I didn't want to work into my 60s, and conversations with my children helped me see that my identity is more than my work.

Although I own a business, I'm working toward the goal of retiring by the age of 50, and moving to Thailand is the only way I could make that dream a reality.

We moved to Thailand for a better quality of life.
My family moved to Thailand with me.

Retiring early in the US would be difficult due to the high cost of living and healthcare, even with insurance. My wife and I decided that moving out of the US permanently would be our best option to achieve our financial independence goals.

After researching, we decided to move to Thailand, a country with a relatively easy visa process, affordable healthcare, cheaper everyday living expenses, and a thriving economy.

My wife, our daughter, our niece, and I secured five-year Destination Thailand Visas (DTV) within a few weeks after deciding to move.

I found a beautiful apartment in the best location for a reasonable price.
My wife and I out on our balcony.

It was easy to set up our life in Thailand, and I didn't have to go through the bureaucracy I've experienced my entire life in the US.

I landed in Bangkok and toured the apartments the next day. By the end of day two, we had signed a two-year lease for our dream apartment.

The rent is $1,200 a month, but our monthly living expenses for everything are less than $3,000 a month, which is about one-tenth of what we paid in the US.

Our apartment is close to Bangkok's public transportation.
The train is close by.

The apartment is within walking distance to Terminal 21, a large mall, numerous coffee shops, restaurants, grocery stores, and healthcare facilities.

Bangkok is quite the city that never sleeps, and you can find many places that are open 24/7.

The apartment is just under 3,000 square feet with a comfortable living room and a balcony overlooking the pool.
The balcony off the living room overlooks the pool.

The building and apartment are pet-friendly, so we brought our two cats with us. The building installed netting on the balconies so that the cats can spend time outside.

The apartment was furnished, but we also bought some of our things to make it more comfortable.
The living room.

For example, I bought an 86-inch TV for the living room.

There is a nice-sized kitchen with a balcony — which houses our washer and dryer.
The kitchen.

The kitchen is fully equipped with an oven, a gas stove, and plenty of counter space. Conveniently, a washer and dryer are on a small, netted balcony right outside the kitchen.

There is a formal dining room area, where we keep our filtered water.
The dining room.

We have a large dining room table, built-ins with storage space, and another balcony offers a dining area that's also netted.

Since the weather is good all year round, we're storing our larger suitcase on the balcony.

I turned the fourth bedroom and bathroom into my office.
My home office.

I own a business and wanted a space to work outside our bedroom. The fourth room would typically be a maid's quarters or a small bedroom, but I converted it to my office.

I installed a mobile AC unit, bought a desk, and purchased a comfortable reading chair for breaks. The office is located on the same floor but is detached from the apartment, making it a quiet space.

Our primary bedroom is large with an ensuite and a balcony.
The primary bedroom.

When we moved to Thailand, we thought we'd be moving to a smaller space than what we're used to in the US. But the apartment we got exceeded our expectations in terms of size.

The master bedroom came with a king-size bed, a large TV on top of built-ins, lots of closet space, a large bathroom, and an area for my wife to have a mini office.

We are quite comfortable.

Our daughter and niece have more space than they had in the US.
Our daughter's room.

Our daughter and niece live with us, and occupy the second and third bedrooms, which are also spacious. Each room has a bathroom, a queen-size bed, and a good-sized TV.

Our daughter's room also features a separate vanity area.

We're very happy with our new family home, especially since it's saving us money.
We're happy with our new home.

I'm not sure if we'll stay in this apartment for all five years of our visa, but we're very happy with it right now.

The apartment has more space than anticipated, it's close to everything we need, and the building staff has been incredible.

We made the right move for our family, and we've accelerated our journey toward financial independence by increasing the amount we're saving.

Read the original article on Business Insider

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提前退休 泰国生活 生活成本 财务独立 生活品质
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