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I'm 90 and still working. I get $1,100 in monthly Social Security and have little savings, but I know my family is there for me.
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本文讲述了90岁的June Boyd,一位非裔美国女性,她的人生充满奋斗与奉献。从高中到大学,她一直是先驱者,在政治领域屡创先例,成为县专员办公室和俄亥俄州选举委员会的首位非裔女性成员。尽管职业生涯辉煌,但由于早年需要抚养子女和孙辈,以及对家庭的经济支持,她未能积累足够的退休金。如今,她仍在社区非营利组织兼职,为55岁以上的老年人寻找工作,并依靠社会保障金和兼职收入维持生活。尽管面临经济压力,她依然积极参与社区活动,热爱家庭,并对未来充满信心,相信家人和信仰会给予她力量。

🌟 90岁的June Boyd是一位充满活力的先驱者,她不仅是首位从托莱多一所知名高中毕业的非裔美国人,还在政治领域留下了深刻印记,成为卢卡斯县专员办公室和俄亥俄州88个县中首位非裔女性选举委员会成员,展现了卓越的领导力和社会责任感。

💼 尽管June Boyd拥有丰富的政治和房地产从业经历,但由于早年需要独自抚养子女,并承担起照顾孙辈和曾孙辈的家庭责任,她未能积攒足够的退休储蓄,也未能满足30年的退休金积累要求,因此目前仍需工作以支付生活开销。

💰 Boyd每月依靠约1100美元的社会保障金和在PathStone组织的兼职工资(约1100美元)维持生活,她认为如果当初选择留在公共雇员退休系统而不提前支取,退休金可能会翻倍。当前高昂的生活成本,如水电、汽车保险和日常开销,让她感到经济拮据,但她仍乐于帮助家人。

💖 Boyd的生活哲学是积极乐观,她积极参与社区和教会事务,担任执事和教区委员会成员,并保持政治活跃。她认为家庭和精神生活是她快乐的源泉,即使在经济困难时期,家人和信仰也给了她坚定的支持和依靠,让她对未来充满希望。

📚 Boyd正在撰写一本名为《一位信仰工作的自由派政治家的反思》的书,其中包含关于衰老的章节。她坚信“我可以告诉你过去,但你无法告诉我未来”,这体现了她对人生经验的自信和对未来的积极态度,即便年事已高,她仍计划在健康允许的情况下继续工作。

June Boyd, 90, still works part-time to pay her bills.

This as-told-to essay is based on a conversation with June Boyd, 90, who lives in Toledo, Ohio. Boyd works as a director's assistant for a community development nonprofit that helps people 55 and older find work. Boyd doesn't have much in savings, though she isn't worried about her future. Her words have been edited for length and clarity.

My career has been wonderful. In 1953, I was the first African American to graduate from one of Toledo's premier high schools. I also attended a couple of years of college studying business but didn't graduate.

The main basis of my happiness has been politics. In 1958, I was the first African American to work in the county commissioner's office in Lucas County. I started volunteering there and got a job in the office in 1959. I was employed there for six years.

After a long career in politics and real estate, I'm still working at 90 because I need the money.

Politics is everything, whether it's the newspaper, the hospital, or the school board

Boyd has had a long career in politics.

I was able to get many people jobs because of the connections and power that the county commissioners had. I then went on to be a board member at the Lucas County Board of Elections.

I was the first African American female board member out of 88 counties in Ohio. I served in that position for eight years and helped oversee the election process from start to finish, like recruiting booth officials.

I was later employed at Toledo's affirmative action office, where I worked with people with disabilities and those facing discrimination issues.

Throughout my career in politics, I was also selling real estate

I was divorced and was raising two children alone. I got my real-estate license in 1966, but I couldn't afford to wait until I got a commission. I needed a paycheck every two weeks, so I worked two jobs.

I had to get custody of my granddaughter and then my great-grandson while I was becoming a senior citizen. I recognized that in deciding to help my family, I had to keep working.

I've always been employed, and the only time I was unemployed was during the COVID-19 pandemic. I was always willing to do any job that I felt I could make an honest living in. I've never had any thoughts about stopping or retiring when I couldn't afford to.

I get a Social Security check of $1,100 each month

Many of the jobs that I had with the city and county were through the state's Public Employees' Retirement System. Usually, you have to put 30 years in before you can retire and get a retirement check. I never accumulated 30 years and came short with about 27.

Instead of letting my pension accumulate, I would spend it because I needed it for things like a new car, tuition for my kids, and other expenses that negated my ability to save that money. If I could've afforded it, I would've kept my pension in escrow.

Technically, I blew that money, but I have no regrets.

I work for a nonprofit called PathStone

Boyd works 24 hours a week for a nonprofit.

The program recruits residents who are 55 and over who need additional income. They're put into a training program, and while looking for employment, we train them to update their computer skills.

I was hired as the director's assistant, working 24 hours a week. Given the major discrimination based on ageism in the workplace, my basic obligation is to contact prospective employers who may want to employ people 55 and over.

However, I haven't earned anything since early July. I thought the budget had already been approved through 2026, but we're waiting for someone to take care of some details and let us get back to work. It's been really difficult.

I'm probably one of the most active senior citizens in my community

I'm very involved with my parish, where I'm a Eucharistic minister and elector. I also serve on the parish council.

I'm still politically active. I organized a democratic business and professional women's club. I'm on the Democratic Party's executive committee, and I'm one of the oldest members.

For my coming book, "Reflections of a Liberal Politician (Who Believes In Work)," I'm writing a chapter on aging. The first sentence is that I can tell you about the past, but you can't tell me about the future — plain and simple.

I live a spiritual life. I've had so many positive things in my life, and that's what makes me happy now.

I'm struggling financially, though

I get about $1,100 a month in salary from PathStone and then my $1,100 in Social Security. If I had worked solely in the private sector and not been diverted to the Public Employees' Retirement System, I'd probably be getting double that.

Seniors don't get a discount on utility bills, auto insurance, mortgages, or other bills. After I cover my expenses, there's not a lot of money left. Practical things like grocery shopping or getting gasoline in my car are expensive. I've got 14 great-grandchildren now, and I tend to help the family.

Boyd said her family will always be there to support her if she can't work.

I have no doubt that my family and friends would look out for me

I have family living with me in my six-bedroom home, and they pay rent. My daughter and granddaughter both live here, and my grandson and his significant other live upstairs.

There's a lot of love and happiness here. I get my own satisfaction out of letting these children know how good life can be.

I could also get into a senior residential facility where you're only charged for a percentage of your income. Right now, I have no doubts about my future, and if I'm unable to work, I know my children will look out for me.

I have relatively good health. I suffer from chronic sinus problems and have high blood pressure, but I consider myself blessed. Even my doctor says instead of 90, I probably look 62 age-wise.

I plan on working as long as my health permits.

Read the original article on Business Insider

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June Boyd 老年人 工作 政治 家庭
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