Waze联合创始人Uri Levine分享了他的退休建议，强调尽早开始规划退休的重要性。他认为，许多人没有足够早地开始投资。Levine建议18岁就开始考虑储蓄，因为年轻时人们可能不在意，而年长后开始重视时可能为时已晚。他通过自身经历说明，即使拥有数十亿美元的公司，也可以过着简朴的生活，将时间和金钱投入到创业中。Levine还强调了复利的重要性，并指出尽早开始储蓄可以更好地利用复利效应。他建议咨询财务顾问，确保做出明智的投资决策。

⏰ 尽早开始规划退休：Waze联合创始人Uri Levine建议18岁开始考虑储蓄，因为尽早开始能更好地利用复利效应。

💰 复利效应的重要性：Levine强调复利是影响退休储蓄的关键，复利是指利息也能产生利息，从而加速投资和储蓄的增长。

💡 寻求专业建议：Levine建议，如果需要，可以咨询财务顾问，以确保做出明智的投资决策。

Waze cofounder Uri Levine suggests starting to think about saving for retirement at age 18.He founded Pontera, a company that offers financial advisor software to help manage 401(k)s.Levine said many people don't start investing early enough.

Despite building two companies that sold for at least $1 billion, Waze cofounder Uri Levine isn't a big spender, he says.

While he invests his time and money in startups, he lives in a rental apartment and says he doesn't own a yacht.

"I don't need more money," Levine told Business Insider in an interview, adding that he has "a very simple life," and finds his work fulfilling.

Levine is a big advocate for investing, though. In 2012, he cofounded Pontera, a company that develops financial advisor software to help manage 401(k)s.

"Retirement saving is a big problem," Levine said in an interview with Business Insider, adding that millions of Americans don't invest correctly.

His No. 1 piece of retirement advice is simple: Start thinking about saving at 18.

"The nature of the beast is very simple," Levine said. "When you're young you don't care, and when you become older and you start to care, it might be too late."

He said retirement will be significantly easier if individuals start putting aside money earlier.

"The compound effect of their return is the one that is going to make the difference," Levine said. Compounding interest is a financial concept that refers to when interest earns interest and accelerates the growth of investments and savings over time.

Many older Americans seem to agree with this advice. In a recent survey of 4,500 retirees and interviews with more than 200 older Americans, BI's Noah Sheidlower found that most emphasized starting early to take advantage of compound interest.

That said, the recommended amount of money you set aside for retirement can vary. For example, Fidelity advises saving 10 times your salary by 67, while T. Rowe Price recommends saving between 7.5 and 13.5 times your income by age 65.

Financial practices like the 50/30/20 rule suggest allocating 50% of your income toward necessities, 30% toward discretionary spending, and 20% toward savings and debt repayment.

"The most important part? Don't overlook it," Levine said. "Start as early as you can and if you need, go and speak with financial advisor."