All Content from Business Insider 06月21日 18:01
How I quit my daily Starbucks habit that cost me $5,000 a year
index_new5.html
../../../zaker_core/zaker_tpl_static/wap/tpl_guoji1.html

 

本文讲述了作者通过计算开支,意识到长期购买星巴克咖啡的成本过高,从而决定戒掉这一习惯的故事。作者详细分享了如何通过在家制作咖啡、打造温馨的咖啡角、满足情感需求以及寻找替代方案等步骤,成功摆脱了对星巴克的依赖。通过改变日常习惯,作者不仅节省了开支,还改善了早晨的生活质量,最终实现了财务目标。

☕️ **计算开支带来的触动:** 作者详细记录了几个月内购买星巴克的花费,发现每月开支高达240至410美元,一年下来可能高达5000美元。这促使他意识到,这笔钱可以用于储蓄或旅行,从而改变了消费习惯。

💡 **打造家庭咖啡角:** 为了在家中重现星巴克的氛围,作者清洁了咖啡机,购买了精美的咖啡杯和外带杯,并购买了优质咖啡豆。他还在TikTok上查找了自己喜欢的星巴克咖啡食谱,确保在家也能制作出美味的咖啡。

✍️ **满足情感需求:** 当作者想念星巴克时,他会记录下自己真正渴望的是什么,例如奖励、安慰,还是逃避早上的会议。他会提醒自己,一杯5美元的咖啡只能带来15分钟的快乐,而省下这笔钱可以更接近储蓄目标。

👨‍👩‍👧‍👦 **寻找替代方案:** 作者的妻子制作了蓝莓松饼、香蕉燕麦棒和肉桂卷等美味早餐,替代了星巴克的食物。作者还增加了与家人共度的时间,享受宁静的早晨。此外,作者还与朋友们一起进行“咖啡挑战”,分享自制咖啡,增加了乐趣和动力。

Oliver Brandt's Starbucks drink of choice is a macchiato espresso.

For years, the single most important thing I could never do without in the mornings was a Starbucks macchiato espresso and a blueberry muffin.

Every morning at 7:30 a.m., including weekends, I'd rush out the door with a half-done tie and a productivity podcast playing through my earbuds. I'd speed walk to make it to Starbucks before the line was too long.

I became popular in the joint, and sometimes the servers would start my coffee order as soon as I walked through the door. No matter the chaos in my life, I always looked forward to Starbucks.

My coffee delight didn't come cheap

At $5 per cup and $3.95 for the muffin, I was spending about $63 the entire week on these Starbucks delicacies, give or take one rare Sunday when I'd sleep in.

Every month, I was down $241 on coffee and muffins, and that was on the lower end. Throw in an iced latte or two every other evening, the occasional banana bread upsell, other friendly yet costly coffee meet-ups with friends, and we were talking close to $5,000 annually.

The worst part is that I owned several functional coffee makers, including a French Press and a drip. They were gathering dust and judgment on my kitchen counter.

Eventually, a combination of guilt and self-reflection changed my perspective, and I thought I would have been better off if I had saved the money.

I've always had an annual personal saving goal of $6,000 to $7,000 that I hardly ever met, and I realized that if I could cut down my Starbucks expenses, I would come very close to attaining the goal.

Plus, after much reflection, I found that it wasn't even Starbucks that had me hooked. It was the 10-minute walk that made me feel awake, excited, indulgent, and maybe a little bit seen.

I figured if I could recreate these feelings, maybe I would bring my coffee makers out of retirement and keep my money in my wallet.

As 2024 rolled in, I resolved to make my coffee at home to cut costs, and I've stuck to my guns. Here's how I did it.

Step 1: I did the math and felt the pain

I created a spreadsheet to tally all of Starbucks' receipts over a few months. I had figures like $240 in August, $300 in September, and so forth. In one brutal month, I spent $410.

When I saw the totals adding up, my stomach churned. It was enough to put into a Roth IRA or spend on a vacation ticket to destinations I wanted to visit.

There was something sobering about how much I was paying for a 15-minute delight. So I started thinking about what else the money would do for me.

Step 2: I turned my kitchen corner into a coffee shrine

I wanted a dedicated coffee shrine that would mimic the Starbucks ambiance. I cleaned my coffee makers, purchased nice mugs, takeout cups, and bought bougie beans.

I went a step further to look up my favorite Starbucks coffee recipes on TikTok to ensure I had everything I needed.

I didn't just want to make coffee, I wanted to stage it, and the kitchen corner felt like an upgrade.

Step 3: I made it emotional

I still battled with the Starbucks urges time and again. However, when I faced the urges, I jotted on my phone exactly what I was craving: was it a reward, comfort, or just the need to escape from morning meetings?

I always wrote what mattered: "This $5 coffee will buy me 15 minutes of delight, and that will be $5 less toward my savings goal." It automatically made me rethink the transaction.

Step 4: I strived for better mornings, not just cheaper ones

I didn't want to give up my blueberry muffins. My wife looked up a couple of recipes, not only with blueberries but also banana oat bars and cinnamon.

She made delicious choices most mornings and breakfast sandwiches on others.

I had great food options, top-notch coffee beans, and extra time to spend with the family as I wasn't rushing to beat the line. It felt peaceful.

The final step: I found accountability and have some fun

To make it stick, I invite some of my friends to do weekly "coffee reset challenges", where they share their latest coffee finds and we even take pictures of our home brews to crown a winner.

What I spend today

I buy my favorite coffee beans at $12 a bag, which lasts two weeks. We also opt for homemade blueberry muffins, which makes my coffee ritual very affordable. And after throwing in other spontaneous trips I would make to the coffee shop and everything else I would buy, I significantly cut costs.

I didn't quit Starbucks to be virtuous. I stopped because I could save the money and put it towards the future.

I no longer miss it as much because I realized it was not really about the caffeine. I was looking for comfort and moments of peace, things that I now find at home with my family.

Read the original article on Business Insider

Fish AI Reader

Fish AI Reader

AI辅助创作,多种专业模板,深度分析,高质量内容生成。从观点提取到深度思考,FishAI为您提供全方位的创作支持。新版本引入自定义参数,让您的创作更加个性化和精准。

FishAI

FishAI

鱼阅,AI 时代的下一个智能信息助手,助你摆脱信息焦虑

联系邮箱 441953276@qq.com

相关标签

星巴克 省钱 咖啡 习惯
相关文章