All Content from Business Insider 03月03日
I was unemployed for 300 days. I often had sleepless nights and panic attacks because of it.
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Mekela Watt在失业300天后,终于在2025年2月找到了一份行政协调员的工作。在失业期间,她经历了财务困境,担心无法支付房租、账单和医疗费用,甚至不得不依靠GoFundMe来维持生计。这段经历让她质疑自己的价值和能力。现在,她期待着不再为账单发愁,不再需要依靠GoFundMe,可以继续自己的副业,也希望她的丈夫不用再拼命加班。更重要的是,她期待着能够再次安稳入睡,摆脱失业带来的焦虑和不安,从生存转向蓬勃发展。

💰 不再为账单发愁:失业期间,Mekela Watt面临多项医疗费用无力支付,甚至连500美元的MRI账单都无法偿还。房租也成为沉重负担,她多次担心被驱逐,这种恐惧让她夜不能寐。

🙏 不再依赖GoFundMe:为了应对不断上涨的房租,Mekela Watt在失业数月后发起了GoFundMe筹款。虽然筹集到了9000多美元,缓解了8月至11月的经济压力,但她也为此感到难堪和沮丧。

💼 重拾副业,丈夫无需过度劳累:Mekela Watt曾将转售二手服装作为副业,但在失业期间尝试将其转为全职工作时,发现难以维持。现在有了稳定收入,她可以继续享受副业的乐趣,同时她的丈夫也不必再为了支付账单而长期加班,可以得到充分的休息。

💪 价值不与职业挂钩:在失业期间,Mekela Watt收到了许多善意的安慰,但她更希望有人告诉她,她的价值并不取决于她的就业状况,能够度过失业期本身就是她坚韧不拔的证明。

Mekela Watt was unemployed for 300 days.

This as-told-to essay is based on a conversation with Mekela Watt. It has been edited for length and clarity.

I worked as a temp client services associate at a global music company for nearly two years when I got laid off. Since I was a temp, I didn't get any severance or benefits, but in California, temp workers qualify for six months of unemployment.

That first month of unemployment was a huge relief. I had hated that job — just logging on was triggering. But by the second month, although I was glad not to work a job I hated, I started worrying about how I would pay my bills.

I was unemployed for 300 days before finally securing a job in February 2025 as an Administrative Coordinator. I'm looking forward to these things with my new job.

Not worrying about bills

I have multiple health issues and payments for those issues I've had to ignore over the past 10 months. For example, right before I was laid off, I had an MRI that cost $500, and I haven't been able to pay that bill yet.

Rent was another expense we had to worry about. I thought we would be evicted from our house several times, especially when my husband wasn't working. Living with this fear kept me up at night. If we were evicted, we would have no housing options.

Not having to rely on GoFundMe to stay afloat

In August 2024, after months of unemployment, I set up a GoFundMe. I started it after we received a notice that our rent was going up, and I wasn't sure how we would manage.

It was embarrassing and a little defeating to set it up, but we had to survive. We received a little over $9,000, which significantly helped us from August to November.

I've never lived paycheck to paycheck, so taking out most of my savings to pay for bills has been worrying. Our financial padding kept getting thinner and thinner. I knew that we were close to having nothing to fall back on.

Not applying to jobs

Even though I had done everything people told me to do when applying for jobs, spending hours tailoring my résumé for applications and trying to form a personal connection, I was still getting endless rejection letters.

It made me question my worth and ability. I remember thinking if I was any good and asking myself if I was fired because of my quality of work.

I can keep my side hustle, and my husband doesn't have to work overtime

For years prior, I had resold pre-loved clothing. It was a fun little side hustle. When I tried to scale it to full time work while I was off a job, I realized it wasn't sustainable. It was no longer fun. I can keep doing it for fun now that I have a paycheck.

I'm also excited that my husband doesn't have to work overtime for weeks on end. When our GoFundMe money ran out, my husband worked constantly to pay our bills and was always exhausted.

I'm looking forward to being able to sleep again. For so long, I've fallen asleep, waking through the night worried about money.

During my unemployment, I received many well-meaning platitudes from people, such as, "This is God's plan. He'll provide." None of it helped.

I would have loved someone to tell me my worth wasn't tied to employment status and that surviving unemployment was proof of my resilience.

I cannot wait to be thriving rather than just surviving.

Read the original article on Business Insider

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失业 财务困境 重返职场 GoFundMe
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