苹果公司在2021年就表示正在探索Apple Pay支持加密货币支付的可能性。经历了加密货币市场的大起大落后，Coinbase宣布推出Apple Pay功能，允许用户通过Coinbase Onramp使用Apple Pay购买加密货币。这意味着用户可以更便捷地将法币转换为加密货币，开发者也可以通过Coinbase Onramp将Apple Pay集成到其他加密钱包中。虽然Apple Pay目前仅支持法币到加密货币的转换，尚未支持加密货币到法币的转换，但这一举措表明苹果可能正在逐渐改变其对加密货币的态度。

🍎 **Coinbase整合Apple Pay，方便用户使用Apple Pay购买加密货币：**Coinbase推出Apple Pay功能，用户可以通过Coinbase Onramp使用Apple Pay购买加密货币，简化了购买流程，提高了交易速度。

💻 **Coinbase Onramp提供第三方开发者集成Apple Pay的途径：**Coinbase Onramp允许第三方开发者将Apple Pay集成到其他加密钱包中，扩展了Apple Pay在加密货币领域的应用场景。

⚠️ **目前Apple Pay仅支持法币到加密货币的转换：**用户可以使用Apple Pay将法币转换为加密货币，但尚无法使用Apple Pay将加密货币转换为法币，苹果对加密货币的态度仍需观察。

🤔 **苹果对加密货币的态度逐渐软化：**尽管此前苹果对加密货币持谨慎态度，但此次与Coinbase合作表明苹果可能正在逐渐改变其立场，未来或将进一步探索加密货币支付的可能性。

Just over 3 years ago, Apple CEO Tim Cook was asked about the possibility of Apple Pay accepting cryptocurrency as a form of payment.

"It's something that we're looking at," Tim Cook said at the time during an interview at The New York Times 2021 DealBook Online Summit.

Since then cryptocurrency has had its ups and downs. The crypto winter of 2022 saw the market decimated as prominent stablecoins crashed and crypto lending companies went bankrupt. Fast forward to November 2024 and Bitcoin hits new record highs following Donald Trump's electoral win and the belief he's going to loosen restrictions and regulations on the industry.

Now, just weeks away from 2025, there's some movement on Apple's payment service integrating cryptocurrency. Coinbase has integrated Apple Pay into one of its products, making purchasing cryptocurrency faster than ever before.

"Today, we’re excited to announce the launch of Apple Pay for all fiat-to-crypto purchases via Coinbase Onramp, the easiest tool to build onramps into your existing products," Coinbase announced in a statement on their website.

Coinbase Onramp and Apple Pay

In cryptocurrency, an onramp is a service that helps users convert fiat currency like U.S. dollars from their bank accounts to cryptocurrency in their crypto wallet. 

By integrating Apple Pay into its Coinbase Onramp, Coinbase is providing third-party developers a way to integrate Apple Pay into other crypto wallets as well. Basically, Apple Pay isn't just available via Coinbase directly, but any existing product that uses Coinbase Onramp as well.

Using the Coinbase Onramp, developers are able to get around some of the lengthy legal requirements necessary for those who run a financial product as the conversions run through Coinbase.

Apple's stance on cryptocurrency

As TechCrunch points out, Apple has a history of keeping an "arm's length" from cryptocurrency as a whole. In 2019, Apple said it would not allow customers to buy crypto with its then-newly launched Apple Card credit card.

Perhaps, Apple is softening its stance on cryptocurrency a bit in light of recent events. However, it's important to note that while Apple Pay can be used to convert your fiat currency into cryptocurrency via Coinbase Onramp but you still can't sell your crypto and convert it back into cash via Apple pay. At least, not yet. Or perhaps, Apple will continue to keep that "arm's length" away from the cryptocurrency industry.