英国金融行为监管局（FCA）宣布了加密货币监管路线图，计划在2026年出台最终监管规则。此前，英国加密货币持有者已增至成年人的12%。FCA表示，目前加密货币在英国基本上不受监管且风险较高，需要明确的监管来支持一个安全、有竞争力和可持续的加密货币行业。此外，FCA还计划在明年初制定关于稳定币的规则。与此同时，英国议会小组批评FCA过去三年的监管活动，认为其“不称职”。

🤔英国金融行为监管局（FCA）于2023年11月宣布了一项加密货币监管路线图，计划在2026年之前制定最终的监管规则，以应对加密货币的快速发展和潜在风险。

📊FCA数据显示，英国加密货币持有者已增至成年人的12%，这凸显了监管的需求，FCA认为目前加密货币在英国基本上不受监管且风险较高。

📅FCA计划在明年初制定关于稳定币的规则，稳定币通常由传统货币（如美元）支持，旨在降低波动性，提高稳定性。

⚠️英国议会小组发布报告，批评FCA过去三年的监管活动，认为其“不称职”，行动缓慢且不足，领导层缺乏透明度和问责制。

🚨FCA在回应中表示，对金融服务领域的不当行为导致的损失表示同情，但强烈否认对该组织的指责。

Britain’s financial watchdog on Tuesday launched plans for full regulatory rules on cryptocurrency from 2026, amid booming demand for highly volatile bitcoin.The world’s biggest cryptocurrency has surged in value since Donald Trump won the US presidential election in early November.However, bitcoin has also experienced huge losses in recent years.Trump has pledged to make the United States the crypto capital of the world through supportive regulations, pushing bitcoin towards the symbolic record $100,000 mark.Britain’s Financial Conduct Authority on Tuesday announced a roadmap featuring consultations on crypto regulation ahead of “final rules” by the watchdog in 2026.The FCA also plans by early next year rules on “stablecoins”, which are backed by a traditional currency, most often the dollar.Cryptocurrency ownership has grown to 12 percent of adults in the UK, according to data from the regulator published Tuesday.“Currently, crypto remains largely unregulated in the UK and high-risk,” the FCA said.“Our research results highlight the need for clear regulation that supports a safe, competitive and sustainable crypto sector in the UK,” said Matthew Long, director of payments and digital assets at the watchdog.The FCA last year tightened rules over the promotion and selling of cryptocurrency, including measures to ensure companies promoting these digital assets give “clear warning” that customers could lose money in “high risk” investments.‘Inadequate’ FCANews of the FCA roadmap came as a cross-party parliamentary group on Tuesday slammed the watchdog for its activity over the past three years, claiming it is “not fit for purpose”.MPs and peers in a report urged an overhaul after concluding the regulator “is seen as incompetent at best, dishonest at worst”.They added: “Its actions are slow and inadequate, its leaders opaque and unaccountable.”It follows a series of recent scandals that have marred the financial sector in Britain.“We sympathise with those who have lost out as a result of wrongdoing in financial services,” the FCA said in response.“However, we strongly reject the characterisation of the organisation,” it added in a statement.