亚洲在过去二十年里成为了金融科技创新的中心，其移动支付、数字钱包等技术领先全球。Fortune发布了首届“亚洲金融科技创新者”榜单，涵盖区块链与加密货币、数字银行、支付、财富科技和保险科技五大领域。榜单中既有蚂蚁集团、腾讯等熟悉的名字，也有Dana、GCash等区域性巨头，它们通过创新服务改变了亚洲的日常商业模式。此外，数字银行、财富管理和保险领域也涌现出许多创新公司，为用户提供更便捷、更个性化的金融服务。这些公司不仅改变了亚洲的金融基础设施，也为全球金融科技发展提供了借鉴。

🤔 **亚洲金融科技发展迅速，在机器人、电动汽车和5G网络等领域处于世界领先地位。** 特别是在金融科技领域，亚洲的移动支付和数字钱包技术远远领先于美国等国家。

💰 **Fortune发布了首届“亚洲金融科技创新者”榜单，涵盖区块链与加密货币、数字银行、支付、财富科技和保险科技等五个领域。** 榜单反映了中国、韩国、印度和新加坡等国家在金融科技领域的创新活力。

📱 **蚂蚁集团、腾讯、Binance等公司在各自领域占据领先地位，改变了亚洲消费者的购物方式和金融服务体验。** 同时，像Dana、GCash等区域性公司也通过创新服务，改变了当地商业模式。

🏦 **数字银行、财富管理和保险领域也涌现出许多创新企业，例如WeBank、KakaoBank、Tiger Brokers和Endowus等。** 这些公司为用户提供更便捷、更个性化的金融服务，改变了传统金融服务的模式。

🌍 **亚洲金融科技创新者不仅改变了亚洲的金融基础设施，也为全球金融科技发展提供了借鉴。** 许多西方公司也看到了亚洲金融科技的机遇，并加入到这一潮流中。

The past two decades have seen an explosion of innovation in Asia, helping the region to become a world leader in fields like robotics, electric vehicles and 5G networks. But there is one area that Asia has come to dominate more than any other: fintech. Any first-time traveler to Asia will be struck by a combination of mobile and digital wallet technology that’s a generation ahead of places like the U.S., where cash and paper checks are still common.Asian progress is why Fortune is publishing Fintech Innovators Asia, our inaugural list of the leading companies across five segments: blockchain and crypto; digital banking; payments; wealthtech; and insurtech. The list, ranked in each category, reflects an incredible burst of innovation from China and South Korea to India and Singapore.Some names on the list are familiar to anyone in finance. Ant Group and Tencent—and their respective payment services Alipay and WeChat Pay—have reinvented how consumers shop across Asia. Meanwhile, Binance, No. 1 in our “blockchain and crypto” category, is a global force that began as a maverick offshore exchange and now enters a new era of compliance led by a former Singaporean regulator.Other companies on the list may not be household names globally, but have come to dominate regional markets, transforming everyday commerce in the process. Indonesia-based Dana has racked up over 180 million users, primarily in Indonesia, the region’s largest economy. And in the Philippines, homegrown platform GCash by Mynt has found a niche catering to women and the country’s enormous overseas diaspora.Digital banks, meanwhile, have gone from being small-time disruptors to powerful forces in finance—as reflected by China’s WeBank and Korea’s KakaoBank, which have respectively notched around 400 million and 23 million customers in their respective markets. In doing so, they have changed the conception of what a bank is, as have players like Singapore’s Grab, which began as a ride-hailing service but quickly grew into a financial super-app with forays into payments and banking.The march of fintech innovation has also unleashed an array of new services in wealth management and insurance. Firms like Tiger Brokers and Endowus are making products once only available to the wealthy and well-connected and putting them in the pockets of everyone with a mobile phone. And the region’s insurers are using the latest technologies to offer new services and new products, like Income Insurance’s “Droplet,” a microinsurance product that protects users against surge pricing on ride-hailing platforms.Asian companies haven’t walked away with all the accolades. Western brands like Wise and Coinbase also feature on Fortune‘s list, drawn to Asia’s opportunities and new ideas. Take together, the 60 names on this year’s list are poised to continue transforming the region’s financial infrastructure—and provide a path for the rest of the world to follow.You can view the full Fintech Innovators Asia 2024 list here.